Evergreen USA RRG was once a prominent player in the insurance game, specifically catering to campground and RV park owners across the nation. However, its story is a valuable lesson in the ever-changing insurance landscape.
A History of Serving the Camping Industry
Founded in 1989 under the Federal Liability Risk Retention Act, Evergreen emerged during a period when campground and RV park owners struggled to find adequate insurance. Back then, the insurance market was less receptive to these businesses, making Evergreen a vital resource.
Key Achievements and Demise
- Champion for Campground Owners: Evergreen played a crucial role in providing much-needed insurance coverage for campgrounds and RV parks, ensuring their financial stability in the face of potential risks.
- Focus on Specialized Needs: Their understanding of the unique challenges faced by campground owners allowed them to tailor insurance policies effectively.
- Market Saturation and Competition: By the early 2010s, the insurance market had evolved. Larger companies, with greater resources, began offering competitive rates, ultimately leading to Evergreen's decision to cease writing new policies in 2014.
Evergreen USA RRG Today
While Evergreen is no longer writing new policies, it remains active in honoring existing policies and handling claims for those policies that were issued before July 15, 2014.
Lessons Learned
The story of Evergreen USA RRG highlights the dynamic nature of the insurance industry. It underscores the importance for businesses to constantly evaluate their offerings and adapt to changing market conditions.
For Campground and RV Park Owners Today
While Evergreen is no longer an option for new insurance policies, numerous insurance companies now cater to the specific needs of campgrounds and RV parks. It's crucial to compare quotes and coverage options from various providers to secure the most comprehensive and competitively priced insurance plan.
The Legacy of Evergreen USA RRG
Evergreen USA RRG's legacy lies in its role as a pioneer, paving the way for a wider range of insurance options for campground and RV park owners. While they may no longer write new policies, their contribution to the industry remains significant.

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